# PAY-TERRA

> Independent agency that matches payment solutions (PSPs, acquirers, local payment methods, payouts) to high-risk businesses: iGaming, sports betting, Forex/CFD, crypto, high-risk e-commerce. The agency is not affiliated with any provider. Shortlist is free; the fee is paid only after a successful go-live.

Website: https://pay-terra.com/?lang=ru (RU), https://pay-terra.com/en/ (EN). Catalog updated: 2026-11-12.

## How it works
- Brief: GEO, vertical, volumes, current setup.
- Shortlist: 2–4 solutions with real rates, limits, settlement terms and onboarding requirements.
- Onboarding: working group with the provider's tech leads, documents and compliance.
- Support: backup rails, decline monitoring, replacement if terms stop fitting.
- Request: https://pay-terra.com/en/?lead=solution_match

## Published catalog: 173 solutions, 58 GEOs, 53 methods

Methods: AP/GP, Apple Pay / Google Pay, BLIK, Bank transfer, Business Accounts, C2C, Cards, Cash, Click, Coupon Distribution, Cross-border, Deeplink, E-com, E-wallet, EFT, FAST by IBAN, Fintoc, HAVALE, Humo, Humo / UZCARD, Kakao, Local PM, M10, MC, Mercado Pago, Mobile Money, NSPK, OCT payout, Opay, P2P, P2P C2C, PIX, PSB - PSB, Pago Efectivo, PalmPay, PayID, QR, Quasi, Quasi e-com, SBP, SBP QR, SPEI, SberPay OneClick (оплата), UPI, UnionPay, Visa, Visa/MC, Yape, iDEAL, p2c, ПСБ, Трансгран, Узбекистан

## Countries
- [Russia](https://pay-terra.com/en/geo/russia): 23 solutions
- [Uzbekistan](https://pay-terra.com/en/geo/uzbekistan): 19 solutions
- [Tajikistan](https://pay-terra.com/en/geo/tajikistan): 11 solutions
- [Worldwide](https://pay-terra.com/en/geo/worldwide): 11 solutions
- [EU / EEA](https://pay-terra.com/en/geo/eu-eea): 10 solutions
- [Azerbaijan](https://pay-terra.com/en/geo/azerbaijan): 9 solutions
- [Kazakhstan](https://pay-terra.com/en/geo/kazakhstan): 9 solutions
- [Kyrgyzstan](https://pay-terra.com/en/geo/kyrgyzstan): 9 solutions
- [Argentina](https://pay-terra.com/en/geo/argentina): 8 solutions
- [South Korea](https://pay-terra.com/en/geo/south-korea): 8 solutions
- [Turkey](https://pay-terra.com/en/geo/turkey): 8 solutions
- [India](https://pay-terra.com/en/geo/india): 7 solutions
- [Brazil](https://pay-terra.com/en/geo/brazil): 5 solutions
- [Egypt](https://pay-terra.com/en/geo/egypt): 5 solutions
- [Indonesia](https://pay-terra.com/en/geo/indonesia): 5 solutions
- [UK](https://pay-terra.com/en/geo/uk): 4 solutions
- [Australia](https://pay-terra.com/en/geo/australia): 3 solutions
- [Kenya](https://pay-terra.com/en/geo/kenya): 3 solutions
- [Ukraine](https://pay-terra.com/en/geo/ukraine): 3 solutions
- [Algeria](https://pay-terra.com/en/geo/algeria): 2 solutions
- [Armenia](https://pay-terra.com/en/geo/armenia): 2 solutions
- [Jordan](https://pay-terra.com/en/geo/jordan): 2 solutions
- [Morocco](https://pay-terra.com/en/geo/morocco): 2 solutions
- [Nigeria](https://pay-terra.com/en/geo/nigeria): 2 solutions
- [Norway](https://pay-terra.com/en/geo/norway): 2 solutions
- [Pakistan](https://pay-terra.com/en/geo/pakistan): 2 solutions
- [Peru](https://pay-terra.com/en/geo/peru): 2 solutions
- [Tanzania](https://pay-terra.com/en/geo/tanzania): 2 solutions
- [Thailand](https://pay-terra.com/en/geo/thailand): 2 solutions
- [UAE](https://pay-terra.com/en/geo/uae): 2 solutions
- [Bahrain](https://pay-terra.com/en/geo/bahrain): 1 solutions
- [Burkina Faso](https://pay-terra.com/en/geo/burkina-faso): 1 solutions
- [Canada](https://pay-terra.com/en/geo/canada): 1 solutions
- [Colombia](https://pay-terra.com/en/geo/colombia): 1 solutions
- [DR Congo](https://pay-terra.com/en/geo/dr-congo): 1 solutions
- [Gambia](https://pay-terra.com/en/geo/gambia): 1 solutions
- [Georgia](https://pay-terra.com/en/geo/georgia): 1 solutions
- [Ghana](https://pay-terra.com/en/geo/ghana): 1 solutions
- [Iraq](https://pay-terra.com/en/geo/iraq): 1 solutions
- [Kuwait](https://pay-terra.com/en/geo/kuwait): 1 solutions
- [Lebanon](https://pay-terra.com/en/geo/lebanon): 1 solutions
- [Libya](https://pay-terra.com/en/geo/libya): 1 solutions
- [Mexico](https://pay-terra.com/en/geo/mexico): 1 solutions
- [Nepal](https://pay-terra.com/en/geo/nepal): 1 solutions
- [Netherlands](https://pay-terra.com/en/geo/netherlands): 1 solutions
- [Oman](https://pay-terra.com/en/geo/oman): 1 solutions
- [Philippines](https://pay-terra.com/en/geo/philippines): 1 solutions
- [Poland](https://pay-terra.com/en/geo/poland): 1 solutions
- [Qatar](https://pay-terra.com/en/geo/qatar): 1 solutions
- [Rwanda](https://pay-terra.com/en/geo/rwanda): 1 solutions
- [Saudi Arabia](https://pay-terra.com/en/geo/saudi-arabia): 1 solutions
- [Senegal](https://pay-terra.com/en/geo/senegal): 1 solutions
- [South Africa](https://pay-terra.com/en/geo/south-africa): 1 solutions
- [Syria](https://pay-terra.com/en/geo/syria): 1 solutions
- [Tunisia](https://pay-terra.com/en/geo/tunisia): 1 solutions
- [Uganda](https://pay-terra.com/en/geo/uganda): 1 solutions
- [Vietnam](https://pay-terra.com/en/geo/vietnam): 1 solutions
- [Yemen](https://pay-terra.com/en/geo/yemen): 1 solutions
- [Zambia](https://pay-terra.com/en/geo/zambia): 1 solutions

## Machine-readable
- https://pay-terra.com/api/public/offers?limit=100 — published catalog (JSON; no provider names).
- https://pay-terra.com/api/public/geo — countries with solution counts.
- https://pay-terra.com/sitemap.xml
- Full catalog summary with rates: https://pay-terra.com/llms-full.txt

Rates are the agency's published merchant rates and depend on vertical and volume; provider names are disclosed only in a personal shortlist.